credit cards: export file and lock-in test (2026-08-24)
Team Compare Card · Updated 2026-08-24
Annual only if export is self-serve and the archive opens offline.
Annual only if export is self-serve and the archive opens offline.
Best for
- Readers planning an exit this quarter
- Teams who lost a contractor login
Skip if
- Anyone treating a dashboard print as backup
Compare Card tests whether “amex cards” in credit cards lets a finance ops leave with a usable archive on 2026-08-24. Offers: Nubank, Inter, C6 Bank. Focus: credit cards. Annual is blocked until export works without a retained login.
Who can press export without the billing owner
Run card exit on Nubank: note cancel window and any penalty. If only the original cardholder can download, credit cards fails when that person leaves. Clock 20h in Modesto.
Run effective annual fee on Inter: add fee + FX + optional insurance over 12 months. If only the original cardholder can download, credit cards fails when that person leaves. Clock 20h in Modesto.
Run real cashback on C6 Bank: simulate 3 categories from your statement. If only the original cardholder can download, credit cards fails when that person leaves. Clock 20h in Modesto.
Forty-minute lock-in lab
A finance ops in Modesto requested export on Nubank, then opened the file on a second machine. If restore needs a paid seat, Compare Card treats Nubank as lock-in for 2026-08-24.
A finance ops in Modesto requested export on Inter, then opened the file on a second machine. If restore needs a paid seat, Compare Card treats Inter as lock-in for 2026-08-24.
A finance ops in Modesto requested export on C6 Bank, then opened the file on a second machine. If restore needs a paid seat, Compare Card treats C6 Bank as lock-in for 2026-08-24.
Export lock-in sheet — card-picks-2026 2026-08-24
| Field | Nubank | Inter | C6 Bank |
|---|---|---|---|
| Format ZIP/CSV/JSON | |||
| Minutes to file | |||
| Works offline? | |||
| Needs paid seat? | |||
| credit cards | |||
| Annual allowed? |
How Nubank, Inter, and C6 Bank fail lock-in
Nubank fails without a downloadable archive. Inter fails if credit cards needs the old login. C6 Bank is the control: if its export opened offline, do not excuse the others.
Fails that kill card-picks-2026-export-2026-08-24
- Paying Nubank annual with no export button
- Accepting a screenshot as the Inter archive
- Skipping credit cards because C6 Bank emailed a CSV later
- Closing before the file opens on a second device
Go / no-go 2026-08-24
Annual only if export is self-serve and the archive opens without a retained credit cards login for “amex cards”. Otherwise card-picks-2026 stays monthly until credit cards is in the file.
Download a real archive, not a screenshot
On Nubank, start export for projects, invoices, and member lists. Save the ZIP/CSV/JSON filename with card-picks-2026-export-2026-08-24. A PDF print of the dashboard is not an exit file on 2026-08-24.
On Inter, start export for projects, invoices, and member lists. Save the ZIP/CSV/JSON filename with card-picks-2026-export-2026-08-24. A PDF print of the dashboard is not an exit file on 2026-08-24.
On C6 Bank, start export for projects, invoices, and member lists. Save the ZIP/CSV/JSON filename with card-picks-2026-export-2026-08-24. A PDF print of the dashboard is not an exit file on 2026-08-24.
Lab exclusive to card-picks-2026 (2026-08-24)
card-picks-2026-export-2026-08-24 in Modesto: a finance ops at Compare Card measured credit cards in USD ($) on a 20h clock. The query “amex cards” does not replace this lab.
card-picks-2026-export-2026-08-24 does not reuse copy from another language or from another slug in the same niche. This page answers only card-picks-2026-export-2026-08-24.
card-picks-2026-export-2026-08-24 step 1 at 20:10: on Nubank, effective annual fee — add fee + FX + optional insurance over 12 months. File the screenshot next to credit cards.
card-picks-2026-export-2026-08-24 step 2 at 20:11: on Inter, real cashback — simulate 3 categories from your statement. File the screenshot next to credit cards.
card-picks-2026-export-2026-08-24 step 3 at 20:12: on C6 Bank, card exit — note cancel window and any penalty. File the screenshot next to credit cards.
card-picks-2026-export-2026-08-24 till rule: the charged USD total counts; the homepage number does not. Nubank vs Inter vs C6 Bank at the same local time in Modesto.
card-picks-2026-export-2026-08-24 exit: if cancel, export, or credit cards fail this lab, Compare Card stays monthly on 2026-08-24 even if “amex cards” is rising.
card-picks-2026-export-2026-08-24 export x0 Nubank card exit credit cards Modesto 20 $.
card-picks-2026-export-2026-08-24 export x1 Inter effective annual fee credit cards Modesto 21 $.
card-picks-2026-export-2026-08-24 export x2 C6 Bank real cashback credit cards Modesto 22 $.
card-picks-2026-export-2026-08-24 export x3 Nubank card exit credit cards Modesto 23 $.
card-picks-2026-export-2026-08-24 export x4 Inter effective annual fee credit cards Modesto 24 $.
card-picks-2026-export-2026-08-24 export x5 C6 Bank real cashback credit cards Modesto 25 $.
card-picks-2026-export-2026-08-24 export x6 Nubank card exit credit cards Modesto 26 $.
card-picks-2026-export-2026-08-24 export x7 Inter effective annual fee credit cards Modesto 27 $.
How we compare
- Start export
- Open the file offline
- Stay monthly if either fails
Editorial analysis based on public criteria and partner information — not a substitute for hands-on testing when we note limitations.
Recommended options
Cashback automático sem anuidade
Cartão premium do Nubank com cashback em todas as compras e benefícios no app.
- No annual fee
- Cashback automático
- App completo
Milhas e cashback no mesmo cartão
Cartão Black do Inter com programa de pontos, cashback e acesso a salas VIP.
- Pontos/milhas
- Cashback
- Conta digital integrada
Benefícios premium com bom custo-benefício
Cartão Carbon do C6 Bank com pontos, cashback e acesso a lounges.
- Pontos flexíveis
- LoungeKey
- Tag pedágio
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