About us
Compare Card Card Picks compares cards by first-year net value after fees — welcome bonus math, foreign transaction fees, and annual fee break-even.
We rebuild the issuer's fee schedule into a 12-month spreadsheet before any best-card label.
Practical credit-card comparisons since 2025.
How we compare
- Hands-on trials of free tiers or money-back periods.
- Public criteria: pricing, features, and stated privacy policies.
- Updated dates when partner terms or plans change.
- Transparent affiliate disclosure on our disclosure page.
We publish rankings and comparisons only after documenting public pricing, refund windows, and at least one hands-on task when a free tier or trial exists. Affiliate commissions never buy a higher position. When a vendor changes terms, we refresh the updated date on the affected page.
Editorial team
Compare Card Team — Editorial & testing
Personal-finance editors who model first-year net value and fee traps, not brochure APR alone.
Independence and corrections
If you find a factual error, email us with the page URL and source. We correct verified mistakes and note material changes. Paid placements, if any, are labeled separately from editorial rankings.
Contact
Questions? Write to editorial@card-picks-2026.vercel.app.