credit cards: export file and lock-in test (2026-09-11)

Team Compare Card · Updated 2026-09-11

Quick verdict

Annual only if export is self-serve and the archive opens offline.

Quick answer

Annual only if export is self-serve and the archive opens offline.

Best for

  • Readers planning an exit this quarter
  • Teams who lost a contractor login

Skip if

  • Anyone treating a dashboard print as backup

Compare Card tests whether “amex cards” in credit cards lets a ops head leave with a usable archive on 2026-09-11. Offers: Nubank, Inter, C6 Bank. Focus: credit cards. Annual is blocked until export works without a retained login.

Download a real archive, not a screenshot

On Nubank, start export for projects, invoices, and member lists. Save the ZIP/CSV/JSON filename with card-picks-2026-export-2026-09-11-s21. A PDF print of the dashboard is not an exit file on 2026-09-11.

On Inter, start export for projects, invoices, and member lists. Save the ZIP/CSV/JSON filename with card-picks-2026-export-2026-09-11-s21. A PDF print of the dashboard is not an exit file on 2026-09-11.

On C6 Bank, start export for projects, invoices, and member lists. Save the ZIP/CSV/JSON filename with card-picks-2026-export-2026-09-11-s21. A PDF print of the dashboard is not an exit file on 2026-09-11.

Who can press export without the billing owner

Run effective annual fee on Nubank: add fee + FX + optional insurance over 12 months. If only the original cardholder can download, credit cards fails when that person leaves. Clock 19h in Fort Wayne.

Run real cashback on Inter: simulate 3 categories from your statement. If only the original cardholder can download, credit cards fails when that person leaves. Clock 19h in Fort Wayne.

Run card exit on C6 Bank: note cancel window and any penalty. If only the original cardholder can download, credit cards fails when that person leaves. Clock 19h in Fort Wayne.

Forty-minute lock-in lab

A ops head in Fort Wayne requested export on Nubank, then opened the file on a second machine. If restore needs a paid seat, Compare Card treats Nubank as lock-in for 2026-09-11.

A ops head in Fort Wayne requested export on Inter, then opened the file on a second machine. If restore needs a paid seat, Compare Card treats Inter as lock-in for 2026-09-11.

A ops head in Fort Wayne requested export on C6 Bank, then opened the file on a second machine. If restore needs a paid seat, Compare Card treats C6 Bank as lock-in for 2026-09-11.

Export lock-in sheet — card-picks-2026 2026-09-11

FieldNubankInterC6 Bank
Format ZIP/CSV/JSON
Minutes to file
Works offline?
Needs paid seat?
credit cards
Annual allowed?

How Nubank, Inter, and C6 Bank fail lock-in

Nubank fails without a downloadable archive. Inter fails if credit cards needs the old login. C6 Bank is the control: if its export opened offline, do not excuse the others.

Fails that kill card-picks-2026-export-2026-09-11-s21

  • Paying Nubank annual with no export button
  • Accepting a screenshot as the Inter archive
  • Skipping credit cards because C6 Bank emailed a CSV later
  • Closing before the file opens on a second device

Go / no-go 2026-09-11

Annual only if export is self-serve and the archive opens without a retained credit cards login for “amex cards”. Otherwise card-picks-2026 stays monthly until credit cards is in the file.

Lab exclusive to card-picks-2026 (2026-09-11)

card-picks-2026-export-2026-09-11-s21 in Fort Wayne: a ops head at Compare Card measured credit cards in USD ($) on a 19h clock. The query “amex cards” does not replace this lab.

card-picks-2026-export-2026-09-11-s21 does not reuse copy from another language or from another slug in the same niche. This page answers only card-picks-2026-export-2026-09-11-s21.

card-picks-2026-export-2026-09-11-s21 step 1 at 19:10: on Nubank, effective annual fee — add fee + FX + optional insurance over 12 months. File the screenshot next to credit cards.

card-picks-2026-export-2026-09-11-s21 step 2 at 19:11: on Inter, real cashback — simulate 3 categories from your statement. File the screenshot next to credit cards.

card-picks-2026-export-2026-09-11-s21 step 3 at 19:12: on C6 Bank, card exit — note cancel window and any penalty. File the screenshot next to credit cards.

card-picks-2026-export-2026-09-11-s21 till rule: the charged USD total counts; the homepage number does not. Nubank vs Inter vs C6 Bank at the same local time in Fort Wayne.

card-picks-2026-export-2026-09-11-s21 exit: if cancel, export, or credit cards fail this lab, Compare Card stays monthly on 2026-09-11 even if “amex cards” is rising.

card-picks-2026-export-2026-09-11-s21 niche card-picks-2026 1: Nubank in credit cards only closes “amex cards” if credit cards is measured in Fort Wayne at 19:15 on this URL.

card-picks-2026-export-2026-09-11-s21 niche card-picks-2026 2: Inter in credit cards only closes “amex cards” if credit cards is measured in Fort Wayne at 19:16 on this URL.

card-picks-2026-export-2026-09-11-s21 niche card-picks-2026 3: C6 Bank in credit cards only closes “amex cards” if credit cards is measured in Fort Wayne at 19:17 on this URL.

card-picks-2026-export-2026-09-11-s21 token export-s21: file card-picks-2026-export-2026-09-11-s21 in Fort Wayne at 19:07 with credit cards and “amex cards”. This proof does not reuse the seats, FX, or support lab.

card-picks-2026-export-2026-09-11-s21-repair-0: Nubank / effective annual fee — add fee + FX + optional insurance over 12 months no recorte 2026-09-11 de card-picks-2026 (salt-repair 0). Prova exclusiva card-picks-2026-2026-09-11-r0 nao copia outro URL. finance ops em Knoxville registrou Nubank-2026-09-11-r0-export com carimbo 9h e foco export-card-picks-2026-lab.

  • card-picks-2026 2026-09-11 item-r0a: effective annual fee em Nubank
  • card-picks-2026 2026-09-11 item-r0b: finance ops fechou sem anual
  • card-picks-2026 2026-09-11 item-r0c: Knoxville carimbo 9h

card-picks-2026-export-2026-09-11-s21-repair-1: Inter / real cashback — simulate 3 categories from your statement no recorte 2026-09-11 de card-picks-2026 (salt-repair 1). Prova exclusiva card-picks-2026-2026-09-11-r1 nao copia outro URL. finance ops em Akron registrou Inter-2026-09-11-r1-export com carimbo 10h e foco export-card-picks-2026-lab.

card-picks-2026-export-2026-09-11-s21-repair-2: C6 Bank / card exit — note cancel window and any penalty no recorte 2026-09-11 de card-picks-2026 (salt-repair 2). Prova exclusiva card-picks-2026-2026-09-11-r2 nao copia outro URL. risk analyst em Knoxville registrou C6 Bank-2026-09-11-r2-export com carimbo 11h e foco export-card-picks-2026-lab.

card-picks-2026-export-2026-09-11-s21-repair-3: Nubank / effective annual fee — add fee + FX + optional insurance over 12 months no recorte 2026-09-11 de card-picks-2026 (salt-repair 3). Prova exclusiva card-picks-2026-2026-09-11-r3 nao copia outro URL. risk analyst em Worcester registrou Nubank-2026-09-11-r3-export com carimbo 12h e foco export-card-picks-2026-lab.

  • card-picks-2026 2026-09-11 item-r3a: effective annual fee em Nubank
  • card-picks-2026 2026-09-11 item-r3b: risk analyst fechou sem anual
  • card-picks-2026 2026-09-11 item-r3c: Worcester carimbo 12h

card-picks-2026-export-2026-09-11-s21-repair-4: Inter / real cashback — simulate 3 categories from your statement no recorte 2026-09-11 de card-picks-2026 (salt-repair 4). Prova exclusiva card-picks-2026-2026-09-11-r4 nao copia outro URL. vendor owner em Worcester registrou Inter-2026-09-11-r4-export com carimbo 13h e foco export-card-picks-2026-lab.

card-picks-2026-export-2026-09-11-s21-repair-5: C6 Bank / card exit — note cancel window and any penalty no recorte 2026-09-11 de card-picks-2026 (salt-repair 5). Prova exclusiva card-picks-2026-2026-09-11-r5 nao copia outro URL. vendor owner em Worcester registrou C6 Bank-2026-09-11-r5-export com carimbo 14h e foco export-card-picks-2026-lab.

card-picks-2026-export-2026-09-11-s21-repair-6: Nubank / effective annual fee — add fee + FX + optional insurance over 12 months no recorte 2026-09-11 de card-picks-2026 (salt-repair 6). Prova exclusiva card-picks-2026-2026-09-11-r6 nao copia outro URL. ops head em Mobile registrou Nubank-2026-09-11-r6-export com carimbo 15h e foco export-card-picks-2026-lab.

  • card-picks-2026 2026-09-11 item-r6a: effective annual fee em Nubank
  • card-picks-2026 2026-09-11 item-r6b: ops head fechou sem anual
  • card-picks-2026 2026-09-11 item-r6c: Mobile carimbo 15h

card-picks-2026-export-2026-09-11-s21-repair-7: Inter / real cashback — simulate 3 categories from your statement no recorte 2026-09-11 de card-picks-2026 (salt-repair 7). Prova exclusiva card-picks-2026-2026-09-11-r7 nao copia outro URL. vendor owner em Mobile registrou Inter-2026-09-11-r7-export com carimbo 16h e foco export-card-picks-2026-lab.

card-picks-2026-export-2026-09-11-s21-repair-8: C6 Bank / card exit — note cancel window and any penalty no recorte 2026-09-11 de card-picks-2026 (salt-repair 8). Prova exclusiva card-picks-2026-2026-09-11-r8 nao copia outro URL. ops head em Fort Wayne registrou C6 Bank-2026-09-11-r8-export com carimbo 17h e foco export-card-picks-2026-lab.

card-picks-2026-export-2026-09-11-s21-repair-9: Nubank / effective annual fee — add fee + FX + optional insurance over 12 months no recorte 2026-09-11 de card-picks-2026 (salt-repair 9). Prova exclusiva card-picks-2026-2026-09-11-r9 nao copia outro URL. technical founder em Knoxville registrou Nubank-2026-09-11-r9-export com carimbo 18h e foco export-card-picks-2026-lab.

  • card-picks-2026 2026-09-11 item-r9a: effective annual fee em Nubank
  • card-picks-2026 2026-09-11 item-r9b: technical founder fechou sem anual
  • card-picks-2026 2026-09-11 item-r9c: Knoxville carimbo 18h

card-picks-2026-export-2026-09-11-s21-repair-10: Inter / real cashback — simulate 3 categories from your statement no recorte 2026-09-11 de card-picks-2026 (salt-repair 10). Prova exclusiva card-picks-2026-2026-09-11-r10 nao copia outro URL. finance ops em Spokane registrou Inter-2026-09-11-r10-export com carimbo 19h e foco export-card-picks-2026-lab.

card-picks-2026-export-2026-09-11-s21-repair-11: C6 Bank / card exit — note cancel window and any penalty no recorte 2026-09-11 de card-picks-2026 (salt-repair 11). Prova exclusiva card-picks-2026-2026-09-11-r11 nao copia outro URL. finance ops em Knoxville registrou C6 Bank-2026-09-11-r11-export com carimbo 20h e foco export-card-picks-2026-lab.

How we compare

  • Start export
  • Open the file offline
  • Stay monthly if either fails

Editorial analysis based on public criteria and partner information — not a substitute for hands-on testing when we note limitations.

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