credit cards: seat cap and extra-login price (2026-08-30)
Team Compare Card · Updated 2026-08-30
Annual only if the seat cap and extra-seat price are written.
Annual only if the seat cap and extra-seat price are written.
Best for
- Teams inviting a contractor this week
- Households sharing one paid login
Skip if
- Anyone buying annual after a single login
Compare Card counts paid seats versus advertised logins for “amex cards” in credit cards on 2026-08-30 across Nubank, Inter, and C6 Bank. Focus: credit cards. Annual is blocked until the extra-seat USD SKU is written.
Three-seat lab for card-picks-2026
A finance ops in Knoxville invited two extra people on Nubank. If the third seat needs a new SKU in $, Compare Card stays monthly on 2026-08-30.
A finance ops in Knoxville invited two extra people on Inter. If the third seat needs a new SKU in $, Compare Card stays monthly on 2026-08-30.
A finance ops in Knoxville invited two extra people on C6 Bank. If the third seat needs a new SKU in $, Compare Card stays monthly on 2026-08-30.
Seat-cap sheet — card-picks-2026 2026-08-30
| Field | Nubank | Inter | C6 Bank |
|---|---|---|---|
| Included seats | |||
| 3rd invite blocked? | |||
| Kick dormant user? | |||
| Extra SKU $ | |||
| credit cards | |||
| Annual allowed? |
How Nubank, Inter, and C6 Bank hide the seat tax
Nubank fails if the cap is only in a FAQ. Inter fails if credit cards needs a kicked seat. C6 Bank is the control: if its third invite worked, do not excuse a silent cap.
Fails that kill card-picks-2026-seats-2026-08-30
- Paying Nubank annual after one login
- Skipping the third invite on Inter
- Assuming C6 Bank is unlimited because the homepage said so
- Dropping credit cards to stay under the seat cap
Go / no-go 2026-08-30
Annual only if the seat cap and extra-seat USD price are written for “amex cards”. Otherwise card-picks-2026 stays monthly until credit cards fits the included seats.
Invite a second and third teammate on the same day
On Nubank for credit cards (card-picks-2026), keep one admin login, invite a contractor, then a spare inbox. Write which invite hits a paywall. “Unlimited seats” on 2026-08-30 is marketing until the third invite proves credit cards for “amex cards”.
On Inter for credit cards (card-picks-2026), keep one admin login, invite a contractor, then a spare inbox. Write which invite hits a paywall. “Unlimited seats” on 2026-08-30 is marketing until the third invite proves credit cards for “amex cards”.
On C6 Bank for credit cards (card-picks-2026), keep one admin login, invite a contractor, then a spare inbox. Write which invite hits a paywall. “Unlimited seats” on 2026-08-30 is marketing until the third invite proves credit cards for “amex cards”.
What happens when the finance ops adds a freelancer on card-picks-2026 credit cards
Run card exit on Nubank: note cancel window and any penalty. If kicking a dormant user is the only way to keep credit cards, treat the plan as a headcount tax. Clock 21h in Knoxville.
Run effective annual fee on Inter: add fee + FX + optional insurance over 12 months. If kicking a dormant user is the only way to keep credit cards, treat the plan as a headcount tax. Clock 21h in Knoxville.
Run real cashback on C6 Bank: simulate 3 categories from your statement. If kicking a dormant user is the only way to keep credit cards, treat the plan as a headcount tax. Clock 21h in Knoxville.
Lab exclusive to card-picks-2026 (2026-08-30)
card-picks-2026-seats-2026-08-30 in Knoxville: a finance ops at Compare Card measured credit cards in USD ($) on a 21h clock. The query “amex cards” does not replace this lab.
card-picks-2026-seats-2026-08-30 does not reuse copy from another language or from another slug in the same niche. This page answers only card-picks-2026-seats-2026-08-30.
card-picks-2026-seats-2026-08-30 step 1 at 21:10: on Nubank, effective annual fee — add fee + FX + optional insurance over 12 months. File the screenshot next to credit cards.
card-picks-2026-seats-2026-08-30 step 2 at 21:11: on Inter, real cashback — simulate 3 categories from your statement. File the screenshot next to credit cards.
card-picks-2026-seats-2026-08-30 step 3 at 21:12: on C6 Bank, card exit — note cancel window and any penalty. File the screenshot next to credit cards.
card-picks-2026-seats-2026-08-30 till rule: the charged USD total counts; the homepage number does not. Nubank vs Inter vs C6 Bank at the same local time in Knoxville.
card-picks-2026-seats-2026-08-30 exit: if cancel, export, or credit cards fail this lab, Compare Card stays monthly on 2026-08-30 even if “amex cards” is rising.
card-picks-2026-seats-2026-08-30 niche card-picks-2026 1: Nubank in credit cards only closes “amex cards” if credit cards is measured in Knoxville at 21:15 on this URL.
card-picks-2026-seats-2026-08-30 niche card-picks-2026 2: Inter in credit cards only closes “amex cards” if credit cards is measured in Knoxville at 21:16 on this URL.
card-picks-2026-seats-2026-08-30 niche card-picks-2026 3: C6 Bank in credit cards only closes “amex cards” if credit cards is measured in Knoxville at 21:17 on this URL.
How we compare
- Invite three people
- Write the extra SKU
- Stay monthly if the cap is hidden
Editorial analysis based on public criteria and partner information — not a substitute for hands-on testing when we note limitations.
Recommended options
Cashback automático sem anuidade
Cartão premium do Nubank com cashback em todas as compras e benefícios no app.
- No annual fee
- Cashback automático
- App completo
Milhas e cashback no mesmo cartão
Cartão Black do Inter com programa de pontos, cashback e acesso a salas VIP.
- Pontos/milhas
- Cashback
- Conta digital integrada
Benefícios premium com bom custo-benefício
Cartão Carbon do C6 Bank com pontos, cashback e acesso a lounges.
- Pontos flexíveis
- LoungeKey
- Tag pedágio
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